I’ll use Jay for my mortgage needs and offered and will continue steadily to advise your to everyone I know which needs home loan financing.”
“Working with Jay ended up being an enjoyment. He had been extremely useful and gone in addition to my expectations. I’d seriously endorse Jay to my buddies and family members and certainly will contact your once more if an opportunity to re-finance presents itself.”
“my spouce and i recently refinanced all of our long time, present mortgage. James Rafuse was our very own mortgage consultant and facilitator. He had been definitely amazing! Not only is it extremely capable and experienced, he had been friendly, alarmed, considerate and also receptive. We might suggest your very highly to anyone looking at funding and/or refinancing choice. You won’t become let down.”
“Jay is very knowledgeable, professional and easy to work with. The guy answered quickly to questions. The whole procedure was most smooth. I would highly recommend him.”
“I’d the delight of dealing with Jay Rafuse of BayCoast Mortgage from the refinance of my room. Jay ended up being most well-informed, beneficial and hands-on through the entire process. I became more pleased by Jay’s amount of interaction, when I ended up being stored well informed about all that is occurring during each step of the process. Jay was able to rapidly smooth any problems or dilemmas that emerged. I would highly recommend Jay and BayCoast Mortgage for almost any house funding require.
“Jay was actually most helpful. Described all selection making the method go effortlessly. He performed anything the guy stated he would. There seemed to be no concerns through the whole procedure. Big recommendation”
“James Rafuse, Senior Loan Officer, is instrumental in securing the best option for my refinance of my additional mortgage. As I have observed prior to now with Mr. Rafuse, the guy got enough time to spell out all my options and advise me personally through every step of the techniques. He made every energy to ensure the procedure had been seamless, thorough and convenient personally. Besides, he or she is very pleasant to do business with and makes sure all “t’s become entered an I’s is dotted.” I shall best make use of Mr. Rafuse for mortgages on my domiciles and also easily known him to several friends and family. He or she is pro, kinds, individual and ensures the guy meets all their customers’ goals. I would recommend your to any individual.”
“Excellent. My broker (Jay) got specialist, well-informed and incredibly responsive. I shall seriously advise your to my buddies and parents. The entire techniques got smooth. Happy.”
“Jay Rafuse got a pleasure to work well with. Not only inside the helpfulness and look after the customer’s desires, however in his exceptional functioning wisdom 
“Jay Rafuse at BayCoast financial had been the most wonderful refinancing spouse in my situation and my partner. When considering larger monetary conclusion like refinancing our big asset, our very own room, we often see cold legs, subsequently alter all of our brains and require an immediate option before ultimately hearing Jay’s smart advice. We performed a no points no finishing refinancing, that is certainly just what it pricing united states ? no guidelines with no finishing. We have an extremely aggressive speed together with conditions we desired. The amount of initiate that We have selected contained in this review precisely reflects my personal dealings with Jay Rafuse. You’ll use him attain points carried out in a timely fashion, becoming frank in order to additionally lightly point out what may seem like a brilliant tip for your requirements – actually.”
